Car Loans & Asset Finance

Fast, Reliable Finance for Your Next Vehicle or Asset

At Kaya Finance, we understand how crucial it is to
secure the right asset quickly to keep your business
moving. Whether you’re upgrading your work vehicle or
expanding your fleet, we make the finance process fast,
simple, and tailored to your needs. Our experience in
asset finance means you get expert guidance from
start to settlement.

We can help finance any asset with a serial number,
including:

Supporting New ABNs

At Kaya Finance, we help new business owners get started, even if your ABN is brand new. Many lenders won’t assist businesses less than two years old—but we’re here to make sure you get the financing you need to grow.
Example
A client started a carpentry business but needed a new work ute. We secured an approval for a 2018 Toyota Hilux subject to a 20% deposit, helping client kickstart his business.

Balloon Refinance

Have an asset finance balloon due soon? We can help preserve your cashflow by refinancing the balloon over a short term, easing your financial burden.

FAQs

Contact us, and we’ll find the best rate based on your unique situation.
ABN tenure, asset type and age, sale type (private or dealer), and whether you own property or rent.
No, the lender pays the seller directly. If you’re buying multiple assets from different suppliers, the lender can pay each one separately.
Yes, but keep in mind there may be early payout fees, and you’ll still need to cover a portion of the remaining interest.

In most cases, no. We process most of our asset finance loans without requiring financials, making the process quicker and easier.

It might seem like a good idea, but the longer term of a home loan (30 years) means you’ll pay more in interest compared to a car loan over 5 years. Asset finance is often the better option.

Ready to Finance Your Next Asset?

Let’s Get’s Started Today.
Whether you need a new work vehicle or equipment to expand your business, Kaya Finance is here to help. We’ll guide you through every step of the process, ensuring quick approvals and tailored finance solutions that work for you.